A
AISO Studio

Is your insurance website keeping up? Here's what the data shows.

Insurance Website Audit Report

We scanned 346 insurance websites across the United States to benchmark their performance for search engines, AI answer engines, and accessibility.

Industry: Finance & Insurance · Sample size: 346 sites · Scan date: March 14, 2026

Overview

The insurance industry faces a clear challenge online. Most websites in this space score well below what search engines and AI systems need to surface content. The average AISO score across all 346 sites is just 50 out of 100. That is a low bar. It also means there is a big opportunity for businesses that invest in their web presence now.

The strongest area for insurance sites is SEO, with an average of 74. The weakest area is AEO, at just 19. According to Google's SEO documentation, sites that fail to meet basic technical standards risk losing visibility in both traditional and AI-powered search results.

What does this mean for your business? If your site scores above 50, you are already ahead of most competitors. If it scores below, you risk losing traffic to rivals who fix these issues first. According to the W3C Web Accessibility Initiative, accessible websites also reach a wider audience and reduce legal risk.

Key insight: 45% of insurance websites score below 50. The majority of sites in this vertical are underperforming across multiple dimensions.

Summary Scores

50

AISO Score

74

SEO

34

Readability

66

Engagement

19

AEO

62

WCAG

Key Findings

45%

Score Below 50

A significant portion of sites need improvement.

31%

Missing Schema Markup

These sites have no structured data, making them harder for search engines and AI to understand.

19%

No Open Graph Tags

Without OG tags, shared links on social media appear without rich previews.

What This Means

These findings tell a simple story. Most insurance websites were built without modern optimization in mind. They load, they look fine, but they fail to communicate with the systems that drive traffic today.

Search engines need structured data to understand your pages. AI answer engines need clear, direct answers to cite your content. Screen readers need proper HTML to serve users with disabilities. Missing any of these means missing out on visitors, customers, and revenue.

Key Takeaways

After analyzing 346 insurance websites, here's what stands out most. These are the three most important points from the data.

  1. Most sites score poorly overall. An average AISO score of 50 means the typical insurance website misses more than half of what modern search and AI systems look for.
  2. AEO is the weakest link. At just 19 on average, this dimension drags down overall scores. Fixing it first gives the biggest return.
  3. Basic technical issues are widespread. 31% of sites lack schema markup. 19% have no Open Graph tags. These are quick wins that most sites have not addressed.
Bottom line: The insurance industry is behind on web optimization. Early movers who fix these issues will gain a real edge in both search rankings and AI visibility.

How to Improve Your Score

Want to beat the average? Follow these steps in order. Each one builds on the last. Start with the basics and work your way up.

  1. Step 1: Fix your technical SEO. Add a meta title, meta description, and canonical URL to every page. Add schema markup using JSON-LD. Add Open Graph tags so your links look good when shared. These changes take less than an hour and have an immediate impact.
  2. Step 2: Improve readability. Rewrite your main pages at an 8th grade reading level. Use short sentences. Use simple words. Break up long paragraphs. According to Google, clear and simple content performs better in search results.
  3. Step 3: Add engagement elements. Use headings, bullet lists, bold text, and blockquotes. Add images with descriptive alt text. Make your content easy to scan. Visitors decide within seconds whether to stay or leave.
  4. Step 4: Optimize for AI engines. Add a FAQ section to your key pages. Use direct answer formats. Define what your business does in one clear sentence at the top of your homepage. AI systems like ChatGPT and Perplexity prefer content that gives a straight answer.
  5. Step 5: Check accessibility. Run a WCAG audit. Ensure all images have alt text. Check that color contrast meets minimum ratios. Use semantic HTML elements like headings, lists, and landmarks. According to the W3C, over one billion people worldwide live with some form of disability.

Score Distribution

The charts below show how scores are spread across all 346 sites. The histogram groups sites by score range. The grade chart shows how many sites earned each letter grade. A score of 80 or above earns an A. Below 30 is an F.

AISO Score Ranges

0-9
0
10-19
1
20-29
6
30-39
37
40-49
112
50-59
137
60-69
53
70-79
0
80-89
0
90-99
0

Grade Distribution

A
0 (0%)
B
0 (0%)
C
53 (15%)
D
137 (40%)
F
156 (45%)

Dimension Breakdown

Average scores across all 346 insurance websites for each scoring dimension.

SEO
74
Readability
34
Engagement
66
AEO
19
WCAG
62

Full Results

The table below lists all 346 websites ranked by their overall AISO score. Each row shows the total score, letter grade, and individual dimension scores. Use it to see how sites in the insurance space compare against each other.

Domains are partially blurred to protect privacy. Scores range from 0 to 100. Higher is better.

#DomainScoreGradeSEORead.Eng.AEOWCAG
1greatf**********67C10039903091
2oconno*********67C95556530100
3infusei************67C9143715089
4mercury*************66C9745803877
5dewarinsu***************65C8753753089
6blackw**********65C9236833493
7gaudette**************65C9428765090
8iibar*********64C87408028100
9morrison*************64C8151803878
10eberleins****************64C9723765090
11coleha**********64C87606518100
12insuranc**************64C9426755092
13pinnaclei****************64C80576530100
14pickett*************64C9124785092
15northwyom****************64C8467602589
16mapf*****64C9549683880
17trinity************63C9428685090
18cardinalin****************63C8958851867
19jaffery*************63C9430685089
20tdi.t********63C65686325100
21salzberg*************63C8733853389
22countrys*************62C8727853394
23leav*******62C77478018100
24mapfrei************62C9233803880
25chiag********62C9422715092
26nixon*******62C9224715090
27libert***********62C90346338100
28ssin*****62C79596518100
29prairiel*************62C9424685090
30tegeler*************62C8927715091
31franko***********61C9257633065
32clarkin***********61C9243782869
33riogra**********61C7971751070
34mccollumin*****************61C82536518100
35grandsl************61C8923685090
36martins-*************61C8626685090
37crowle***********61C87486518100
38alliso***********60C8918715092
39randall***********60C7964581888
40moody*******60C9245701883
41ilinsura*************60C8733851891
42elling***********60C8458652573
43keatin***********60C92486510100
44lakearea*************60C7467851855
45alle*******60C7457802568
46superiorin*****************60C8914785089
47okcinsura**************60C8442853067
48gnwi*****60C8932802590
49locations***************60C8938804550
50tisi******60C8943752578
51sholle***********60C8729832589
52tspe******60C8966901827
53pioneerins****************60C7654801880
54idahoinsu****************59D9411685089
55altors*********59D8423853383
56insurance***************59D8750682567
57charlesri****************59D8529802889
58fisch*********59D9115685089
59allnevad**************59D7963901050
60colby-*********59D970903398
61fumain***********59D920835090
62iaofo*******59D8942805822
63zelanoi************59D7056781090
64keystone*************59D7953651890
65centervi*************59D9412715089
66pnwinsur*************59D7763803038
67integrit**************58D8241702580
68commonwea****************58D7669601076
69hmi*****58D7646801878
70protecte**************58D76397318100
71mcard*********58D8426753388
72nfld*******58D8745701090
73leoinsur*************58D7444751890
74nj.***58D72506018100
75myallianc**************58D8451651089
76gia-c*********58D869765089
77okinsur*************58D7454651889
78massey-*************58D941765092
79insure*********58D8935854139
80cliffin***********58D7954651088
81alpinei************57D8731802670
82hawaii*********57D9216753388
83keslari************57D7652652869
84ghtins**********57D8157581086
85pinnacl***********56D7457581088
86akqu*******56D866715089
87scict*******56D7462681067
88statew*********56D8152802636
89tri-cou*************56D6247682587
90cogswell*************56D6949751875
91gaulini************56D7655601089
92barret***********56D79436010100
93turnbaug**************56D6971681060
94mosai*******56D8949802536
95propiedad.****************56D8447801853
96arizon**********55D920803591
97insurance***************55D8427852561
98dewberry*************55D7959601071
99william***********55D8247752050
100mcguireins****************55D7461601864
101morse*******55D7146682571
102lawhona*************55D7454581088
103aandhin***********55D7244651885
104montan**********55D8151553355
105prime*******55D7445751078
106newyor*********55D8940553367
107agenc********55D7648751070
108central************55D863890465
109sorensen*************55D6546751090
110alera*********55D7448781069
111centralvir******************55D8252581080
112bonag********55D8612852582
113dunlap**********54D7948751059
114igden*******54D7456431888
115floridains****************54D87276510100
116nextleve**************54D79257310100
117grangei************54D7741702564
118iid.i*******54D82474310100
119relio*********54D7933601894
120bilodeau*************54D6958501883
121pratta*********54D929752592
122a-afforda****************54D8116851885
123oakland*************54D9137681859
124ancho********54D6541801875
125arnol********54D7264451083
126fullerins****************54D7144651878
127scinsb**********54D7449801846
128atlasin***********53D7730751090
129illinoisin******************53D8252501075
130jocoin***********53D7659651842
131reneejackso********************53D7924752573
132joyce*******53D8741753524
133coastal*************53D7934751078
134omegain***********53D8747603037
135salemin***********53D8912782580
136iia*****53D8927801070
137crossinsu***************53D8952552542
138theinsura**************53D7652601073
139insura**********53D6244681092
140hhsins**********53D7935531894
141southerncalif**********************52D6671601045
142doi.i********52D7725851862
143bvi*****52D6471681042
144cove*******52D5956581875
145choice-*************52D7953951012
146fsc*****52D6746702654
147wamitch*************52D7156651850
148centrali**************52D6440751080
149missionins****************52D940752585
150iswa******52D7247651863
151alabama************51D6954651056
152alaskaser**************51D8434551874
153capit*********51D7141801057
154georg*********51D5645751080
155indiana***********51D5754681071
156gartman*************51D810852583
157plymou**********51D7430751865
158ism-******51D7134782554
159nevad********51D7443501090
160uiage*********51D84116518100
161blackmon*************51D5949802540
162hometow*************51D6450751060
163miai******51D7636601088
164tinnerma**************51D8410752575
165afforda*************51D7743651067
166insura**********51D8915901060
167fbit*****51D7739701853
168iias*****51D6465431075
169shannon*************51D7662651033
170wki*****51D5745781860
171thornbu************51D8418652581
172wvinsura*************51D840832582
173aurorai************50D8436551862
174conne********50D8435851038
175killio*********50D7962581035
176infarm**********50D8645701825
177shephe*********50D8150651039
178comm*******50D7437601077
179northeastne*******************50D7944601058
180njm****50D8036551082
181ihry*******50D7449603030
182public*********50D7453601050
183oregoninsu****************50D6949682535
184pa.***50D67326010100
185knowyo***********50D6935752054
186texas*******50D5961751042
187rolloin***********50D7450801028
188wa.a******50D6766601830
189www1.*********50D8246801026
190lush*****50D7936701848
191mcgheei************49F8947601828
192jonesb**********49F7155651042
193insura**********49F6027751091
194insuranc**************49F8747751021
195piain*********49F6718682586
196kansa********49F8430701850
197lyonsagen***************49F8232452570
198crossa*********49F7438601862
199prince**********49F7942681050
200allenin***********49F897651094
201mtinsura**************49F870652588
202nein*****49F67245025100
203davis*********49F7934751052
204tebbet*********49F6444851829
205brokersi**************49F6635751070
206ashley***********49F814470354
207piia*****48F8439702516
208buycolora***************48F5949782624
209northp**********48F890752567
210idahofarmb******************48F7449651037
211geic*****48F77155810100
212myarno**********48F5948601067
213iiam*****48F8442751814
214insura**********48F6729601875
215cascad***********48F7951631824
216blackhi*************48F6043631073
217hbinsu*********48F7737751042
218thomasi************48F8436018100
219singles***********47F8919701058
220fico*****47F5949601847
221finn-in***********47F7143651045
222ilbi******47F6919851062
223wrighti************47F7149551050
224cigco*********47F6431601086
225ohioinsur**************47F890651094
226america-*************47F840802562
227davidson*************47F6437681060
228wickline*************47F844765827
229ansa*****47F7736601059
230myprism*************46F5961501046
231ferguso************46F9424652522
232idoi.i***********46F5929731067
233lafarm**********46F7127781842
234mutualbe**************46F6742401080
235ips-******46F6627851045
236nyc*****46F4259601845
237ncfb*******46F6462501830
238oci.******46F5536601083
239bitner*********46F7424501088
240smartcho*************45F7430581062
241afbi*****45F7422781839
242childressi******************45F566965109
243doi.co**********45F6076118100
244hoosierins****************45F6421751064
245myh*****45F740751088
246midmoin***********45F5451651044
247insurance**************45F6232752531
248newmexi************45F5243511077
249sginsura*************45F5647751032
250bigi******45F813780109
251allchoi************44F6938431070
252umia*******44F3751531078
253thegrog************44F7931731025
254martina************44F7930352358
255brookst*************44F7938701016
256jwi*****44F5943581054
257oldkentuc***************44F794070029
258jhiag********44F6733551850
259insuranc**************44F7913782528
260michigan*************44F6726551075
261central*************44F8421731828
262steffe***********44F6446502830
263palmetto*************44F6633651050
264business**************44F6144452050
265viza*******44F6439651040
266imageof*************44F5947681035
267alfain***********43F6736601046
268shapiroin****************43F7436651030
269peachtreein******************43F609701083
270hpmins**********43F7214781838
271apex******43F650651886
272alliso*********43F5730651063
273agency.n*************42F770552077
274myflor**********42F6226611059
275integrityin********************42F694075109
276insuranc**************42F750551091
277dlr.******42F5534631050
278kinne********42F4638851031
279pic***42F7919551847
280alinsa*********41F404345086
281member**********41F5227431088
282iicin********41F5752552012
283wexfo*********41F740551878
284insuranc**************41F810531078
285elliot***********41F600701086
286mmanor**********41F770853313
287hellman*************41F6351581016
288newhampshire********************41F5706510100
289orale*******41F7739551016
290fsinsur*************41F6436581829
291taylor**********41F5934601047
292insuran***********41F6035531050
293marsh*******41F5730501067
294web.d*******40F7221681033
295troy*******40F6446601012
296locati***********40F6425281090
297mymaryl***********40F6435351855
298greatlake****************40F6430351070
299westfiel**************40F7726551033
300riiain***********40F3755431055
301scc.vi**********40F5505018100
302agents.***********40F680501097
303fai*****39F5247651013
304threeriv*************39F6717551847
305magnumi************39F763563105
306iiai*******39F5443601025
307dakotain*************39F6618501850
308dakota-*************39F6220651047
309compario**************38F621248088
310abiinsur**************38F6118751028
311oakbridg**************38F8122551023
312farmer***********38F5436501042
313insuranceag******************38F5921652521
314insurance****************38F4249501035
315ncins*********38F5232551043
316islandi************37F5232551038
317insuran***********37F5422601047
318hartland*************36F3746601023
319dbr.******36F450581092
320inszone*************36F7914651011
321coloradoin*****************35F5611751027
322franklini***************35F570451087
323insuran*************35F6210501844
324boglea*********35F760681026
325agent.t************35F741555208
326vaf*****35F7229401514
327state********34F570301888
328jayjense**************34F598701030
329mployer***********34F690401854
330disb*******34F620531060
331akcommerc****************33F520751825
332weaveri************33F566501055
333doi.******32F4726631011
334insurance***************32F640551038
335bigio*********32F711681013
336member***********31F5217381045
337iiab******30F647501024
338truste***********30F690581018
339nodak*******30F2430551030
340pia****29F429501829
341kai*****28F560601016
342gibp*****28F521358016
343michigan*************27F42535070
344provide*************22F471040013
345iowainsur**************21F30058109
346ocs.******18F4503809

Frequently Asked Questions

What is the average AISO score for insurance websites?

The average AISO score for insurance websites is 50 out of 100. This is based on a scan of 346 sites in the finance & insurance industry. The score combines five dimensions: SEO (74), readability (34), engagement (66), AEO (19), and WCAG accessibility (62).

How do insurance websites perform on accessibility?

The average WCAG score is 62 out of 100. Many insurance websites still lack basic accessibility features like alt text on images, proper heading structure, and sufficient color contrast. Improving accessibility helps you reach more users and reduces legal risk.

Are insurance websites ready for AI search engines?

Not yet. The average AEO score is 19 out of 100. AI engines like ChatGPT, Perplexity, and Google AI Overview need structured data, FAQ sections, and direct answer formats to cite a website. Currently, 31% of insurance sites have no schema markup at all.

What is the biggest weakness for insurance websites?

The weakest dimension is AEO, with an average score of just 19. This represents the area where insurance websites have the most room to grow. Focusing improvement efforts here will have the largest impact on overall scores.

How can I check my own website's score?

You can run a free audit on any website using AISO Studio. Enter your URL and get a full breakdown of your SEO, readability, engagement, AEO, and WCAG scores in under a minute. No signup required.

Methodology

We score each website across five areas. The AISO Score is a weighted mix of all five. It shows how well a site works for both people and AI systems. Here is what each area measures.

SEO (Technical Search Optimization)

Checks meta titles, descriptions, canonical URLs, schema markup, Open Graph tags, heading structure, and other signals that help search engines crawl and index a page.

Readability

Measures the Flesch Reading Ease score, average sentence length, and word complexity. Higher scores mean the content is easier for the public to read and understand.

Engagement

Looks at content formatting: headings, lists, bold text, blockquotes, images, and other elements that make content easy to scan and read.

AEO (AI Engine Optimization)

Checks how well content is set up for AI answer engines like ChatGPT, Perplexity, and Google AI Overview. Looks for direct answer formats, FAQ sections, and clear definitions.

WCAG (Accessibility)

Tests for Web Content Accessibility Guidelines compliance: color contrast, alt text, ARIA labels, semantic HTML, and keyboard navigation support.

How Does YOUR Insurance Website Score?

The average insurance website scores 50/100. Run a free audit to see where you stand and get actionable recommendations to improve your search visibility, AI readiness, and accessibility today.

Get Your Free Audit
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Insurance Website Audit Report - AISO Studio | AISO Studio